Construction Begins on New Office

Construction has begun on our new office space!  The new office is located at 611 E. 2nd Ave, Spokane, WA 99202. If you are in the area, please stop by and check out the chaos and progress.  We are extremely pleased with the professionalism and quality of work by Shamrock Construction! See the pictures below. We will update them as construction continues.

New Office!

We have signed a lease for our new office space!!  Pictures of the construction coming soon!

611 E. 2nd Ave

Spokane, WA 99202

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Our new office is being constructed by local reputable Shamrock Construction

L'Auberge Condos - With Links to Individual Units

On-Top Realty has officially taken over as the listing agency for the newly restored L'Auberge Condos on the lower South Hill. All but one of the available units are an open canvas ready for you to pick your colors and textures. Elevator, community work-out room and great storage, heated garage and great location. 


This historic 1920's building was restored by local prestige building company Shamrock Construction.  With an eye for details, they have created a masterpiece on the lower south hill. It's definitely worth a walk through.  The penthouse on the top floor has breathtaking view to the west, and a giant back patio, facing south perfect for entertaining. 


701 W. 14th Ave
Spokane, WA 99204
Map it!

Condos range from $189,000 - $665,000



Click the following links to view the properties:

- Condo #102 - $189,000
- Condo #101 - $319,000
- Condo #202 - $344,950
- Condo #201 - $349,500
- Condo #301 - $364,950
- Condo #401 - $665,000

L'Auberge Condos

On-Top Realty has officially taken over as the listing agency for the newly restored L'Auberge Condos on the lower South Hill.  All but one of the available units are an open canvas ready for you to pick your colors and textures. Elevator, community work-out room and great storage, heated garage and great location.
701 W. 14th Ave
Spokane, WA 99203

Condos range from $189,000 - $665,000

More information and more pictures:
http://www.on-toprealty.com/

Shamrock:
http://www.shamrockconst.com/AvailableHomes.aspx

11017 Silver Lake South - Medical Lake area

Our first listing outside of Spokane! Come take a look.

Full listing: http://www.on-toprealty.com/?Listing=11017SilverLakeSouth

11017 Silver Lake South
Spokane, WA 99022

MLS #: 201115107 Address: 11017 Silver Lake South Location: Spokane, WA 99022 Schools: Medical Lake Status: New

Bedrooms: 3 Bathrooms: 2 Acreage: 0.23 Appr. Sq. Feet: 1,440 Year Built: 1970 Price: $119,000

Find more available homes at www.on-toprealty.com or new homes at www.shamrockconst.com

Alternatives If You Don't Qualify for Traditional Mortgage

You apply for a loan, you recieve the loan.  That is the ideal scenario.  However, this is not the realistic scenario for some people.  Some people (maybe you), have circumstances that make it extremely difficult to qualify for a mortgage.  Do not give up hope just yet!

Amy Fontinelle, a financial journalist and editor for a variety of websites, public policy organizations, and book publishers, offers four alternative to a traditional mortgage.

Amy recently wrote an article detailing what these alternative options are.  She points out that, "Unusual home-financing tactics may be uncommon and hard to come by, but for people who fall into a category that makes it difficult to qualify for a mortgage, there are options to finance a home purchase beyond getting a mortgage from a bank."

The four options that Amy touches upon and provides details about are the following:

1. Borrowing From Your Whole Life Policy 
2. Seller Financing 
3. Borrowing From a Self-Directed IRA
4. Rent To Own/Lease Option 

If you are ready to start searching for your next home, On-Top Realty has qualified agents ready to help you!

It is important to keep in mind that if you ARE turned down repeatedly for valid reasons, maybe it's not really the time for you to buy.
You can read Amy Fontinelle's full article here: 4 Alternatives To A Traditional Mortgage

March: Time To Buy!

Looking to buy a home? Now's the time to do it. A recent article on MSN.com points out that buyers do indeed have the power. Melinda Fulmer of MSN Real Estate has some great advice and information on why March is the time for you to be looking to purchase your new home.

The article points out how you can take advantage of the current housing market as a buyer and how much leverage it gives you in negotions. Bottom line, if you're looking for a new home and want the moon, it doesn't hurt to ask for it.

On-Top Realty has agents ready to assist you in taking advantage of this buyer's market and getting you into your dream home.

You can read the full story at March Buying Advice: Time to Make a Deal

On-Top Realty, Inc. Website Goes Live!

We have officially launched On-Top Realty, Inc.'s new website at www.On-TopRealty.com. We are fortunate to have Victor Orellana as web developer for this new website.  The logo was designed by graphic designer Jacob Greif (http://www.jacobgreif.com).

On-Top Realty, Inc. is a new name in the real estate market, but even though the name is new, the principals and sales brokers have a wealth of knowledge and experience. That experience includes over 40 years working and running a commercial property management and development company, with experience in retail operations and the training to establish the value of an active business.

The company has one principal with 12 years of experience in home construction and remodeling. That experience is available to buyers that may want to modernize an available house. The company also has a sales broker with several years of experience who understands today’s market. The company will add more sales staff as we find the right people to create and add to a knowledgeable and dynamic sales force.